AI Video & Image Generation Without a Credit Card
No US credit card? No problem. Use Sora, Runway, Midjourney, Veo, Kling and 150+ models on 97AI.PRO and pay with Alipay or USDC crypto. It works from mainland China, Russia, Iran, Latin America — anywhere international cards get declined.
Two ways to pay, zero bank card
Scan a QR from the Alipay app. Simplest option for users in China and anyone with an Alipay balance. No wallet setup.
Send USDC on Arbitrum from any wallet. Global, censorship-resistant, cent-level fees. See the crypto guide.
Why cards fail — and this doesn't
Most AI platforms require a Visa/Mastercard issued in a supported country, then run fraud checks that reject cards from much of the world. 97AI.PRO decouples access from banking: fund once with Alipay or crypto, then call any model through one API. You're billed only for successful output.
Start with a popular model
- Using AI from China — full guide
- Kling — text→video
- Seedance 2 Mini — image→video
- All 150+ models & prices
Frequently asked
Can I use Sora or Midjourney without a credit card?+
Yes. 97AI.PRO gives you access to Sora, Runway, Kling, Midjourney, Veo and 150+ other models, and you can fund your account with Alipay or USDC crypto — no US or EU bank card needed.
I'm in China / Russia / Iran / Latin America and my card is declined everywhere. Will this work?+
That's exactly the case this is built for. Payment goes through Alipay or USDC on Arbitrum, both of which work in regions where Visa/Mastercard and PayPal fail.
How do I pay with Alipay?+
Choose Alipay at checkout, scan the QR with your Alipay app, and your credit balance updates automatically. Minimum top-up is $5 equivalent.
Is crypto complicated to set up?+
If you already hold USDC, no — send it from any wallet to the address at checkout. If you don't, Alipay is the simpler route with no wallet required.
Do unused credits expire?+
No. Credits stay in your account until used, and failed generations are never charged.