Nano Banana Without a Credit Card — Pay with USDC or Alipay
Use Nano Banana without a credit card through 97AI.PRO. Top up with USDC on Arbitrum, Alipay, WeChat Pay, or card if you have one, then call Nano Banana with one API key. Pricing is $0.021 per per image, failed text to image outputs cost $0, and no direct Google billing account is required.
Payment options
| Option | BestFor | Setup | Cost |
|---|---|---|---|
| USDC on Arbitrum | Developers without card access | Connect wallet or send USDC to the deposit address | $0.021 per per image |
| Alipay / WeChat Pay | China-based users and teams | Top up from the billing page | $0.021 per per image |
| Credit card | US, EU, and global SaaS teams | Stripe checkout | $0.021 per per image |
| Google official | Direct vendor contract requirements | Provider account, approved billing, native SDK | $0.039 official reference |
3-step setup without a card
- Create a 97AI.PRO account with email and password.
- Open billing and choose USDC on Arbitrum, Alipay, or WeChat Pay. The minimum top-up is $5.
- Use the model page or API endpoint `https://97ai.97claude.com/api/generate` with `model: "google/nano-banana"`.
When this is better than Google official billing
Choose 97AI.PRO when you do not have a US or EU credit card, when Google's direct billing is not available in your region, or when you want one wallet for Nano Banana plus chat, image, video, audio, and embedding models. Official billing is still best when your company requires a direct vendor contract.
Frequently asked questions
Can I use Nano Banana without a credit card?+
Yes. 97AI.PRO supports USDC on Arbitrum, Alipay, and WeChat Pay, so you can use Nano Banana without a traditional credit card.
Do I need a Google account?+
No. 97AI.PRO issues its own API keys and routes the model request through its upstream infrastructure.
What is the minimum top-up?+
The minimum top-up is $5, enough to run a practical test batch before moving to production.
Can teams in China use Nano Banana this way?+
Yes. 97AI.PRO is accessible from mainland China without a VPN and supports Alipay and WeChat Pay.
What if a request fails after I paid with USDC or Alipay?+
Failed text to image outputs cost $0. Credits are only deducted after a successful result.
Ready to try Nano Banana?
Sign up on 97AI.PRO, top up with credit card / USDC / Alipay, and get an API key in under 60 seconds.